It seems that these days, life is not just getting busier- but more complicated. Given the ever expanding rate at which technological advancement is taking place and out own willingness to do things in a hurry, it seems safe to say that accidents are now an essential feature of our lives.
Faust was right when he talked about the ‘rush and roll of circumstance’. Say you are in and you are stuck in a traffic jam and you have to make sure your child gets to their party at the right time, then you have to go shopping, then pick up your husband and, and, and..
It goes on and on.
Say the traffic jam is just increasing and even when it starts to clear up, there are cars madly whizzing around all of a sudden, out of the blue, just as you start driving- WHAM! You’ve an accident. The car is damaged, you’re in a mess and your child has just broken his arm. You’ve been paying bills lately, and besides the medical bills amount to way too much at this point.
Well, get health insurance of course!
Assuming you haven’t been in this situation, we ‘re hoping the scenario might help you realize that it is a possibility for anyone, given how we’re consistently in a hurry and way more busier than generations that preceded us. Similar situations would be ones where you have your parents or elderly people living with you, and someone were to accidentally trip or fall down the stairs late night.
Let’s not forget toddlers and their propensity for curiosity which makes them wants to do things they shouldn’t- yes, we’re talking attempting to walk upstairs unattended or leaning out of their crib.
Unpleasant images to have floating round your head; we’re aware BUT- possibilities nonetheless. Which is why you should consider getting health insurance as quickly as possible?
There are all sorts of health insurances for you to invest in.
Starting with PPO, which stands for (Preferred Provider Organization) that enables you to visit a doctor anytime, without a referral? This is most convenient, given how accidents can take place at any time, and it is not just a good idea, but possibly life-saving in cases where something serious has taken place and you need to immediately visit a doctor without an appointment.
Then , there ‘s an HDHP (High Deductible Health Plan) where you use a health savings account, or a health reimbursement arrangement in order to be able to cover the more exorbitant health expenses- perfect for the broken bone scenario where you need to spare yourself the anxiety of covering super expensive medical bills.
Another kind of health insurance would be The Catastrophic Health Insurance Plan. This plan covers essential health benefits and has two benefits, If you’re under 30, this health insurance plan can greatly benefit your teenage children in particular, who as we all know, might just be a little too busy driving around town and not taking precautionary measures.
The second benefit would be that its’ great if you’re currently on a low income and would like to invest in a good health insurance plan.
There are about a score of other health insurance plans you could try, however, if you’re just starting out- and as we hope!-have sat down and thought of the scenarios we’ve just discussed, then you should at least start out by looking at the health insurance plans we’ve mentioned- after all you never know when an accident incident might happen, and if you can’t prevent it, then you might as well as know how to handle it!